Nevada Revised Statutes 689A.380 – Definitions of terms used in policies
As used in any policy of health insurance delivered, issued for delivery or used in this state, unless otherwise provided in the policy or in an endorsement thereon or in a rider attached thereto:
Terms Used In Nevada Revised Statutes 689A.380
- insured: as used in this chapter , shall not be construed as preventing a person other than the insured with a proper insurable interest from making application for and owning a policy covering the insured or from being entitled under such a policy to any indemnities, benefits and rights provided therein. See Nevada Revised Statutes 689A.310
- person: means a natural person, any form of business or social organization and any other nongovernmental legal entity including, but not limited to, a corporation, partnership, association, trust or unincorporated organization. See Nevada Revised Statutes 0.039
1. ’Accidental death’ means death by accident exclusively and independently of all other causes.
2. ’Confinement to house’ or ‘house confinement’ includes the activities of a convalescent not able to be gainfully employed.
3. ’Medical or surgical services’ includes also services within the scope of his or her license rendered by any person while duly licensed by the State of Nevada under any of the following chapters of NRS: 631 (dentistry); 633 (osteopathic medicine); 634 (chiropractic); 634A (Oriental medicine); 635 (podiatry); or 636 (optometry). No policy of health insurance may provide that the insured does not have the option of selecting any licensee provided for in this subsection to perform any medical or surgical services covered by a policy of insurance if the service is within the scope of his or her license.
4. ’Total disability’ means inability to perform the duties of any gainful occupation for which the insured is reasonably fitted by training, experience and accomplishment.