Maryland Code, INSURANCE 13-104

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state: means :

(1) a state, possession, territory, or commonwealth of the United States; or

(2) the District of Columbia. See

Each policy of credit life insurance, credit health insurance, or credit involuntary unemployment benefit insurance shall be:

(1) delivered or issued for delivery in the State only by an authorized insurer; and

(2) issued only through a holder of a license, certificate of authority, or certificate of qualification issued by the Commissioner.