(a)  Every individual or group health insurance contract, plan, or policy delivered, issued for delivery, or renewed in this state that provides medical coverage that includes coverage for physician services in a physician’s office, and every policy that provides major medical or similar comprehensive type coverage, except for supplemental policies that only provide coverage for specified diseases and other supplemental policies, shall include a provision that policyholders shall receive thirty (30) days’ notice from the nonprofit optometric service corporation that a child covered as a dependent by the policyholder is about to lose his or her coverage as a result of reaching the maximum age for a dependent child and that the child will only continue to be covered upon documentation being provided of current college enrollment, or that the child may purchase a conversion policy if he or she is not a college student.

Ask an insurance law question, get an answer ASAP!
Click here to chat with a lawyer about your rights.

(b)  Nothing in this section prohibits a nonprofit optometric service corporation from requiring a policyholder to annually provide proof of a child’s current college enrollment in order to maintain the child’s coverage. Provided further, nothing in this section requires coverage inconsistent with the membership criteria in effect under the policyholder’s health benefits coverage.