(1) Except as provided in subsection (2), this chapter applies to insurance provided or to be provided in relation to a consumer credit sale (§ 37-2-104), a consumer lease (§ 37-2-106), or a consumer loan (§ 37-3-104).

(2) The provision on cancellation by a creditor (§ 37-4-304) applies to loans the primary purpose of which is the financing of insurance. No other provision of this chapter applies to insurance so financed or to restricted loans.

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Terms Used In South Carolina Code 37-4-102

  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC