The operation of a collection agency or out-of-state collection agency without a license as prohibited by RCW 19.16.110 and the commission by a licensee or an employee of a licensee of an act or practice prohibited by RCW 19.16.250 or 19.16.260 are declared to be unfair acts or practices or unfair methods of competition in the conduct of trade or commerce for the purpose of the application of the consumer protection act found in chapter 19.86 RCW.

NOTES:

Application2020 c 30: See note following RCW 19.16.100.

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Terms Used In Washington Code 19.16.440

  • Collection agency: means and includes:
Washington Code 19.16.100
  • Licensee: means any person licensed under this chapter. See Washington Code 19.16.100
  • Out-of-state collection agency: means a person whose activities within this state are limited to collecting debts from debtors located in this state by means of interstate communications, including telephone, mail, or facsimile transmission, from the person's location in another state on behalf of clients located outside of this state, but does not include any person who is excluded from the definition of the term "debt collector" under the federal fair debt collection practices act (15 U. See Washington Code 19.16.100