No person may plead the defense of usury or maintain any action thereon or therefor for the interest charged on the unpaid balance of a contract for the sale and purchase of personal property which was not purchased primarily for personal, family or household use or real property if the purchase was made after May 1, 1980 and prior to March 1, 1981.

NOTES:

Severability1981 c 78: See note following RCW 19.52.020.

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Terms Used In Washington Code 19.52.090

  • Contract: A legal written agreement that becomes binding when signed.
  • person: may be construed to include the United States, this state, or any state or territory, or any public or private corporation or limited liability company, as well as an individual. See Washington Code 1.16.080
  • Personal property: All property that is not real property.
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Usury: Charging an illegally high interest rate on a loan. Source: OCC