A rental car insurance producer may not:

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Terms Used In Washington Code 48.115.030

  • Dependent: A person dependent for support upon another.
  • person: may be construed to include the United States, this state, or any state or territory, or any public or private corporation or limited liability company, as well as an individual. See Washington Code 1.16.080
(1) Offer, sell, or solicit the purchase of insurance except in conjunction with and incidental to rental car agreements;
(2) Advertise, represent, or otherwise portray itself or any of its employees or agents as licensed insurers or insurance producers;
(3) Pay any person, including a rental car insurance producer endorsee, any compensation, fee, or commission that is dependent primarily on the placement of insurance under the license issued under this chapter;
(4) Make any statement or engage in any conduct, express or implied, that would lead a customer to believe that the:
(a) Insurance policies offered by the rental car insurance producer do not provide a duplication of coverage already provided by a renter’s personal automobile insurance policy, homeowners’ insurance policy, or by another source of coverage;
(b) Purchase by the renter of rental car insurance is required in order to rent a rental car from the rental car insurance producer; and
(c) Rental car insurance producer or the rental car insurance producer’s endorsees are qualified to evaluate the adequacy of the renter’s existing insurance coverages.

NOTES:

SeverabilityEffective date2008 c 217: See notes following RCW 48.03.020.