28-4-101 Short Title
28-4-102 Applicability
28-4-103 Variation by Agreement — Measure of Damages — Certain Action Constituting Ordinary Care
28-4-104 Definitions and Index of Definitions
28-4-105 “Bank” — “Depositary Bank” — “Intermediary Bank” — “Collecting Bank” — “Payor Bank” — “Presenting Bank.”
28-4-106 Payable Through or Payable At Bank — Collecting Bank
28-4-107 Separate Office of a Bank
28-4-108 Time of Receipt of Items
28-4-109 Delays
28-4-110 Electronic Presentment
28-4-111 Statute of Limitations
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Terms Used In Idaho Code > Title 28 > Chapter 4 > Part 1 - General Provisions and Definitions

  • Account: means any deposit or credit account with a bank, including a demand, time, savings, passbook, share draft, or like account, other than an account evidenced by a certificate of deposit;
Idaho Code 28-4-104
  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Afternoon: means the period of a day between noon and midnight;
    • Idaho Code 28-4-104
  • Answer: The formal written statement by a defendant responding to a civil complaint and setting forth the grounds for defense.
  • Banking day: means the part of a day on which a bank is open to the public for carrying on substantially all of its banking functions;
    • Idaho Code 28-4-104
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Deposition: An oral statement made before an officer authorized by law to administer oaths. Such statements are often taken to examine potential witnesses, to obtain discovery, or to be used later in trial.
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Draft: means a draft as defined in section 28-3-104 or an item, other than an instrument, that is an order;
    • Idaho Code 28-4-104
  • Drawee: means a person ordered in a draft to make payment;
    • Idaho Code 28-4-104
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Hearsay: Statements by a witness who did not see or hear the incident in question but heard about it from someone else. Hearsay is usually not admissible as evidence in court.
  • Item: means an instrument or a promise or order to pay money handled by a bank for collection or payment. See Idaho Code 28-4-104
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • person: includes a corporation as well as a natural person;
    • Idaho Code 73-114
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • State: when applied to the different parts of the United States, includes the District of Columbia and the territories; and the words "United States" may include the District of Columbia and territories. See Idaho Code 73-114
  • Testify: Answer questions in court.
  • Testimony: Evidence presented orally by witnesses during trials or before grand juries.
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • Uniform Commercial Code: A set of statutes enacted by the various states to provide consistency among the states' commercial laws. It includes negotiable instruments, sales, stock transfers, trust and warehouse receipts, and bills of lading. Source: OCC