All licenses required under this chapter expire on December thirty-first of each year and may be renewed. Renewals are effective the succeeding January first. Applications for renewal must be submitted at least thirty days before the expiration of the license and must be accompanied by the required annual fees, which are not subject to refund. The form and content of renewal applications must be determined by the commissioner, and a renewal application may be denied upon the same grounds as would justify denial of an initial application. If a licensee has been delinquent in renewing the licensee’s license, the commissioner may charge an additional fee of fifty dollars for the renewal of the license. A debt-settlement provider license is not transferable. If the commissioner determines that an ownership change has occurred in a sole proprietorship, partnership, limited liability partnership, corporation, or limited liability corporation that was previously granted a debt-settlement provider license, the commissioner may require a new application from the purchaser. The application must be filed at least thirty days before the date on which the change of ownership is consummated.