33-12-1 Purpose and scope
33-12-2 Definitions
33-12-3 License required
33-12-4 Exceptions to licensing
33-12-5 Application for examination
33-12-6 Application for license
33-12-6a Residency-Individuals-Agencies
33-12-6b Licensing of agencies
33-12-7 Board of insurance agent education
33-12-8 Continuing education required
33-12-8a Producer training for long-term care products; record retention requirements
33-12-9 Issuance of license
33-12-10 Fees
33-12-11 Countersignature
33-12-12 Nonresident licensing
33-12-13 Agent resident in contiguous municipalities
33-12-14 Exemption from examination
33-12-15 Assumed names
33-12-16 Temporary licensing
33-12-17 Expiration of license; renewal
33-12-18 Individual insurance producer to deal only with licensed insurer or solicitor; appointment as individual insurance producer required
33-12-19 Solicitor to act only through appointed agent
33-12-20 Personal liability of agent
33-12-21 Coverage must be placed with a solvent insurer
33-12-22 Person soliciting insurance is agent of insurer
33-12-23 Payment of commissions
33-12-24 Revocation, suspension or refusal to renew license; penalty
33-12-25 Termination of authority to represent insurer
33-12-27 Payment of commissions under assigned risk plan
33-12-28 Service representative permit
33-12-29 Notice of hearing before the commissioner; failure to appear; entry of orders; appeal
33-12-30 Termination of contractual relationship prohibited
33-12-31 Termination of contractual relationship; continuation of certain commissions; exceptions
33-12-32 Limited licenses for rental companies
33-12-32a Exemption for Portable Electronics
33-12-32b Travel Insurance Entity Producer Limited License Act
33-12-33 Reciprocity
33-12-34 Reporting of actions
33-12-35 Regulations
33-12-36 Severability
33-12-37 Authorization for criminal history record check; fees; rules
33-12-38 Self-Service Storage Limited License Act
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Terms Used In West Virginia Code > Chapter 33 > Article 12 - Insurance Producers and Solicitors

  • Allegation: something that someone says happened.
  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Complaint: A written statement by the plaintiff stating the wrongs allegedly committed by the defendant.
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • Fiduciary: A trustee, executor, or administrator.
  • Fraud: Intentional deception resulting in injury to another.
  • in writing: includes any representation of words, letters, or figures, whether by printing, engraving, writing, or otherwise. See West Virginia Code 2-2-10
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • Lien: A claim against real or personal property in satisfaction of a debt.
  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Nolo contendere: No contest-has the same effect as a plea of guilty, as far as the criminal sentence is concerned, but may not be considered as an admission of guilt for any other purpose.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • Personal property: All property that is not real property.
  • personal property: includes goods, chattels, real and personal, money, credits, investments, and the evidences thereof. See West Virginia Code 2-2-10
  • Probation: A sentencing alternative to imprisonment in which the court releases convicted defendants under supervision as long as certain conditions are observed.
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • State: when applied to a part of the United States and not restricted by the context, includes the District of Columbia and the several territories, and the words "United States" also include the said district and territories. See West Virginia Code 2-2-10
  • Subpoena: A command to a witness to appear and give testimony.
  • Testify: Answer questions in court.
  • Trustee: A person or institution holding and administering property in trust.