§ 4-101 Short title
§ 4-102 Scope; relation to Credit Insurance Act; applicability to parties
§ 4-103 Definition: “consumer credit insurance,” “Credit Insurance Act”
§ 4-104 Creditor’s provision of and charge for insurance; excess amount of charge
§ 4-105 Conditions applying to insurance to be provided by creditor
§ 4-106 Unconscionability
§ 4-107 Maximum charge by creditor for insurance
§ 4-108 Refund or credit required; amount
§ 4-109 Existing insurance; choice of insurer
§ 4-110 Charge for insurance in connection with a refinancing or consolidation
§ 4-111 Cooperation between administrator and Superintendent of Insurance
§ 4-112 Administrative action of Superintendent of Insurance
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Terms Used In Maine Revised Statutes > Title 9-A > Article 4 > Part 1 - Insurance in General

  • Appropriation: The provision of funds, through an annual appropriations act or a permanent law, for federal agencies to make payments out of the Treasury for specified purposes. The formal federal spending process consists of two sequential steps: authorization
  • Bail: Security given for the release of a criminal defendant or witness from legal custody (usually in the form of money) to secure his/her appearance on the day and time appointed.
  • Clerk of court: An officer appointed by the court to work with the chief judge in overseeing the court's administration, especially to assist in managing the flow of cases through the court and to maintain court records.
  • Contract: A legal written agreement that becomes binding when signed.
  • Docket: A log containing brief entries of court proceedings.
  • Indictment: The formal charge issued by a grand jury stating that there is enough evidence that the defendant committed the crime to justify having a trial; it is used primarily for felonies.
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Month: means a calendar month. See Maine Revised Statutes Title 1 Sec. 72
  • Open-end credit: A credit agreement (typically a credit card) that allows a customer to borrow against a preapproved credit line when purchasing goods and services. The borrower is only billed for the amount that is actually borrowed plus any interest due. (Also called a charge account or revolving credit.) Source: OCC
  • Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
  • Statute: A law passed by a legislature.
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • United States: includes territories and the District of Columbia. See Maine Revised Statutes Title 1 Sec. 72
  • Year: means a calendar year, unless otherwise expressed. See Maine Revised Statutes Title 1 Sec. 72