The administrator, by rule or order, shall prohibit acts or practices in connection with: [PL 2011, c. 427, Pt. A, §15 (NEW).]
1. Unfair or deceptive mortgage loans. The making of a residential mortgage loan that the administrator finds unfair, deceptive or designed to evade the provisions of section 8?506; and

[PL 2011, c. 427, Pt. A, §15 (NEW).]

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Terms Used In Maine Revised Statutes Title 9-A Sec. 8-508

  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
  • Mortgage loan: A loan made by a lender to a borrower for the financing of real property. Source: OCC
2. Refinancing; abusive lending practices. The refinancing of a residential mortgage loan that the administrator finds is associated with abusive lending practices or that is otherwise not in the interest of the borrowing public.

[PL 2011, c. 427, Pt. A, §15 (NEW).]

Rules adopted pursuant to this section are routine technical rules as defined in Title 5, chapter 375, subchapter 2?A. [PL 2011, c. 427, Pt. A, §15 (NEW).]
SECTION HISTORY

PL 2011, c. 427, Pt. A, §15 (NEW).