(1) A fire insurer may add to the provisions required by ORS § 742.202 other conditions, provisions and agreements not in conflict with law or contrary to public policy.

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(2) Any provision restricting or abridging the rights of the insured under the policy must be preceded by a sufficiently explanatory title printed or written in type not smaller than eight-point capital letters.

(3) This section applies only to standard fire insurance policies as described in ORS § 742.202 and does not apply to any other insurance policies. [Formerly 744.130 and then 743.669; 2001 c.85 § 2]