For purposes of Kan. Stat. Ann. §§ 40-970 through 40-975:

(a) “Commissioner” means the commissioner of insurance.

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(b) “Personal insurance” shall have the meaning ascribed to it in Kan. Stat. Ann. § 40-5103(l), and amendments thereto.

(c) “Unfairly discriminatory” shall have the meaning ascribed to it in Kan. Stat. Ann. § 40-953, and amendments thereto. The term “unfairly discriminatory” includes a rate for a risk that is classified in whole or in part on the basis of race, color, creed or national origin.