Terms Used In CFR > Title 27 > Chapter II > Subchapter D - Miscellaneous Regulations Relating to Alcohol and Tobacco

• Baseline: Projection of the receipts, outlays, and other budget amounts that would ensue in the future without any change in existing policy. Baseline projections are used to gauge the extent to which proposed legislation, if enacted into law, would alter current spending and revenue levels.
• Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
• Equal Credit Opportunity Act: Prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives income from a public assistance program. ^{Source: OCC}