A mortgage guaranteed under section 184A of the Housing and Community Development Act of 1992 (1715z-13b), except for mortgage transactions exempted under § 203.19(c)(2), is a safe harbor qualified mortgage that meets the ability-to-repay requirements in 15 U.S.C. § 1639c(a).

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Terms Used In 24 CFR 1007.80

  • Mortgage: The written agreement pledging property to a creditor as collateral for a loan.

[78 FR 75238, Dec. 11, 2013]