(b) Class 2, Clauses (e), (f), (k) or (l) or Class 3,

        (c) Class 2, any or all clauses other than those

        (d) Class 2, Clause (f) only or (k) only $250,000;

    (2) Every reciprocal subject to this Article issued a certificate of authority on or after June 28, 1965 must have and at all times maintain a minimum surplus in an amount equal to 2/3 of the original surplus required for that particular company at the time it was organized. Any such reciprocal organized prior to June 28, 1965 must have and at all times maintain admitted assets in excess of all liabilities in an amount not less than the minimum amount of advance cash deposits or surplus which was required for that particular reciprocal at the time it was issued a certificate of authority. Any reciprocal which has added any clause or clauses must have and at all times maintain minimum surplus not less than the minimum surplus requirement applicable to the class or classes and clause or clauses of section 4 at the time that the additional clause or clauses are authorized. Any reciprocal organized prior to October 1, 1972 must have and at all times maintain, in addition to the minimum surplus required to be maintained by that particular reciprocal, additional minimum surplus of not less than $300,000.
     (3) Any company organized prior to January 1, 1986 and regulated under this Article, in addition to the minimum surplus which is required by paragraph (2) of this Section must have by December 31, 1986 and at all times maintain until December 31, 1990 additional minimum surplus of $200,000.
     (4) Subsections (2) and (3) shall be applicable until December 31, 1990 for all reciprocals organized prior to January 1, 1986, thereafter, such reciprocals must have and maintain surplus as required by subsections (6) and (7).
     (5) Every reciprocal subject to this Article and organized after December 31, 1985 must have and maintain at all times minimum surplus applicable to the class or classes and clause or clauses of Section 4 describing the kind or kinds of insurance which it is authorized to write, as follows:

        (a) Class 2, Clauses (a), (b), (c), (d), (g), (h) or

        (b) Class 2, Clauses (e), (f), (k), (l) or Class 3,

        (c) Class 2, any or all clauses other than those

        (d) Class 2, Clause (f) only or (k) only, $150,000;

    (6) Any reciprocal subject to this Article and organized prior to January 1, 1986 must have by December 31, 1990, and thereafter maintain until December 31, 1995, minimum surplus applicable to the class or classes and clause or clauses of Section 4 describing the kind or kinds of insurance which it is authorized to write, as follows:

        (a) Class 2, Clauses (a), (b), (c), (d), (g), (h),

        (b) Class 2, Clauses (e), (f), (k), (1) or Class 3,

        (c) Class 2, any or all clauses other than those

        (d) Class 2, Clause (f) only or (k) only, $100,000;

    (7) Any reciprocal subject to this Article and organized prior to January 1, 1986 must have by December 31, 1995 and thereafter maintain at all times minimum surplus applicable to the class or classes and clause or clauses of Section 4 describing the kind or kinds of insurance which it is authorized to write, as follows:

        (a) Class 2, Clauses (a), (b), (c), (d), (g), (h),

        (b) Class 2, Clauses (e), (f), (k), (l) or Class 3,

        (c) Class 2, any or all clauses other than those

        (d) Class 2, Clause (f) only or (k) only, $150,000;

    (8) The Director shall take action under Section 83 of this Code against any reciprocal which fails to maintain the minimum surplus required by this section. The words “minimum surplus” mean the “surplus as regards policyholders” as it appears on the annual statement of a reciprocal company on the usual and proper annual statement form prescribed by the National Association of Insurance Commissioners.