(1) As used in this section:
(a) “Insurance coverage” means coverage under a disability insurance, life insurance, or long-term care insurance policy; and

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Terms Used In Kentucky Statutes 304.12-087

  • Donor: The person who makes a gift.
  • Statute: A law passed by a legislature.

(b) “Living donor” means an individual who:
1. Has donated all or part of an organ; and
2. Is not deceased.
(2) Notwithstanding any other provision of law, it shall be unlawful to:
(a) Limit or decline to issue or renew insurance coverage due solely to the status of an individual as a living donor;
(b) Preclude an insured from donating all or part of an organ as a condition of continuing to receive insurance coverage; or
(c) Otherwise discriminate in the offering, issuance, cancellation, amount of insurance coverage, price, or any other condition of insurance coverage provided under a policy, based solely and without any additional actuarial risks upon the status of an individual as a living donor.
Effective: June 29, 2021
History: Created 2021 Ky. Acts ch. 55, sec. 1, effective June 29, 2021.
Legislative Research Commission Note (6/29/2021). 2021 Ky. Acts ch. 55, sec. 3 provides that this statute applies to insurance policies issued, renewed, or declined on or after June 29, 2021.