§ 862.051 Kinds of Insurance Authorized
§ 862.052 Prohibitions Relating to Life Insurance and Life Insurance Companies
§ 862.053 Fire Insurance: Total Loss of Real Property
§ 862.054 Fire Insurance: Breach by Insured; Personal Property Coverage
§ 862.055 Fire Insurance: Interest of Mortgagee or Trustee
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Terms Used In Texas Insurance Code Chapter 862 > Subchapter B - Insurance Coverage Provided by Fire and Marine Insurance Companies

  • Contract: A legal written agreement that becomes binding when signed.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • Person: includes corporation, organization, government or governmental subdivision or agency, business trust, estate, trust, partnership, association, and any other legal entity. See Texas Government Code 311.005
  • Personal property: All property that is not real property.
  • Property: means real and personal property. See Texas Government Code 311.005
  • Real property: Land, and all immovable fixtures erected on, growing on, or affixed to the land.
  • Trustee: A person or institution holding and administering property in trust.