(a) The finance commission by rule shall set the minimum initial capital of a savings bank in an amount not less than the greater of:
(1) the amount required to obtain insurance of deposit accounts by the Federal Deposit Insurance Corporation; or
(2) the amount required of a national bank.
(b) The initial capital must be paid in cash before the savings bank may begin business.

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Terms Used In Texas Finance Code 92.054

  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • National Bank: A bank that is subject to the supervision of the Comptroller of the Currency. The Office of the Comptroller of the Currency is a bureau of the U.S. Treasury Department. A national bank can be recognized because it must have "national" or "national association" in its name. Source: OCC
  • Rule: includes regulation. See Texas Government Code 311.005