The commissioner may issue an order:
(1) limiting the Death Master File comparisons required by this subchapter to only those files the insurer maintains in searchable electronic format or approving a plan and timeline for an insurer to convert the insurer’s files to searchable electronic format;
(2) exempting an insurer from the Death Master File comparisons required by this subchapter or permitting an insurer to perform the comparisons less frequently than required by this subchapter on a showing of hardship to the insurer; or
(3) permitting an insurer to phase in compliance with this subchapter according to a plan and timeline approved by the commissioner.