Texas Utilities Code 64.004 – Customer Protection Standards
(a) All buyers of telecommunications services are entitled to:
(1) protection from fraudulent, unfair, misleading, deceptive, or anticompetitive practices, including protection from being billed for services that were not authorized or provided;
(2) choice of a telecommunications service provider and to have that choice honored;
(3) information in English and Spanish and any other language as the commission deems necessary concerning rates, key terms, and conditions;
(4) protection from discrimination on the basis of race, color, sex, nationality, religion, marital status, income level, or source of income and from unreasonable discrimination on the basis of geographic location;
(5) impartial and prompt resolution of disputes with a certificated telecommunications utility and disputes with a telecommunications service provider related to unauthorized charges and switching of service;
(6) privacy of customer consumption and credit information;
(7) accuracy of billing;
(8) bills presented in a clear, readable format and easy-to-understand language;
(9) information in English and Spanish and any other language as the commission deems necessary concerning low-income assistance programs and deferred payment plans;
(10) all consumer protections and disclosures established by the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) and the Truth in Lending Act (15 U.S.C. § 1601 et seq.); and
(11) programs that offer eligible low-income customers an affordable rate package and bill payment assistance programs designed to reduce uncollectible accounts.
(b) The commission may adopt and enforce rules as necessary or appropriate to carry out this section, including rules for minimum service standards for a certificated telecommunications utility relating to customer deposits and the extension of credit, switching fees, termination of service, an affordable rate package, and bill payment assistance programs for low-income customers. The commission may waive language requirements for good cause.
Terms Used In Texas Utilities Code 64.004
- Fair Credit Reporting Act: A federal law, established in 1971 and revised in 1997, that gives consumers the right to see their credit records and correct any mistakes. Source: OCC
- Truth in Lending Act: The Truth in Lending Act is a federal law that requires lenders to provide standardized information so that borrowers can compare loan terms. In general, lenders must provide information on Source: OCC
(c) The commission shall request the comments of the office of the attorney general in developing the rules that may be necessary or appropriate to carry out this section.
(d) The commission shall coordinate its enforcement efforts regarding the prosecution of fraudulent, misleading, deceptive, and anticompetitive business practices with the office of the attorney general in order to ensure consistent treatment of specific alleged violations.
(e) Nothing in this section shall be construed to abridge customer rights set forth in commission rules in effect at the time of the enactment of this chapter.