Terms Used In Arizona Laws > Title 20 > Chapter 6 > Article 6 - Group Excess Liability Insurance Policies

• Amendment: A proposal to alter the text of a pending bill or other measure by striking out some of it, by inserting new language, or both. Before an amendment becomes part of the measure, thelegislature must agree to it.
• Certificate holder: means the individual named insured group member under a group excess liability insurance policy. See Arizona Laws 20-1491
• Certificate of insurance: means the certificate of insurance, evidence of coverage or other summary of coverage that is issued to each certificate holder under a group excess liability insurance policy. See Arizona Laws 20-1491
• Conditional renewal: means a renewal that is conditioned on any of the following:

  (a) A change of limits. See Arizona Laws 20-1491

• Contract: A legal written agreement that becomes binding when signed.
• Conviction: A judgement of guilt against a criminal defendant.
• Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
• Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
• department: means the department of insurance and financial institutions. See Arizona Laws 20-101
• Discovery: Lawyers' examination, before trial, of facts and documents in possession of the opponents to help the lawyers prepare for trial.
• Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
• Excess liability insurance: means liability insurance, as prescribed in section 20-252, paragraph 1, that provides excess coverage after the certificate holder's primary liability insurance limits have been exhausted. See Arizona Laws 20-1491
• Excess uninsured or underinsured liability: means damages for bodily injury, personal injury or property damage that the certificate holder or an immediate family member of the certificate holder is legally entitled to receive from an uninsured or underinsured negligent person. See Arizona Laws 20-1491
• Fraud: Intentional deception resulting in injury to another.
• Group excess liability insurance: means excess liability insurance that is issued on a group basis and that covers groups of persons as prescribed in this article. See Arizona Laws 20-1491
• Group policyholder: means those groups identified in section 20-1492, subsection D to which a group excess liability insurance policy may be issued. See Arizona Laws 20-1491
• Immediate family member: includes any of the following:

  (a) The certificate holder's spouse or domestic partner. See Arizona Laws 20-1491

• including: means not limited to and is not a term of exclusion. See Arizona Laws 1-215
• Issued on a group basis: means the issuance of a master policy to a group policyholder, with certificates of insurance issued to certificate holders, solely for the benefit of persons other than the group policyholder. See Arizona Laws 20-1491
• Negligent person: means a natural person who is identifiable by legal name, who is not an immediate family member of the certificate holder and who is legally responsible for any damages that were sustained by the certificate holder or the certificate holder's immediate family member and that were caused by an accident or offense to which the group excess liability insurance policy applies. See Arizona Laws 20-1491
• Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
• Person: includes a corporation, company, partnership, firm, association or society, as well as a natural person. See Arizona Laws 1-215
• Property: includes both real and personal property. See Arizona Laws 1-215
• sent: means to deliver by United States mail, personal delivery or fax or by electronic means consistent with the requirements of section 20-239. See Arizona Laws 20-117
• Writing: includes printing. See Arizona Laws 1-215