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Terms Used In Iowa Code 514B.5

  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • following: when used by way of reference to a chapter or other part of a statute mean the next preceding or next following chapter or other part. See Iowa Code 4.1
  • person: means individual, corporation, limited liability company, government or governmental subdivision or agency, business trust, estate, trust, partnership or association, or any other legal entity. See Iowa Code 4.1
514B.5 Issuance and denial of a certificate of authority.
1. The commissioner shall issue or deny a certificate of authority to any person filing an
application pursuant to § 514B.3 within a reasonable period of time. Issuance of a certificate of authority shall be granted upon payment of the application fee prescribed in § 514B.22 if the commissioner is satisfied that the following conditions are met:
a. The persons responsible for the conduct of the affairs of the applicant are competent and trustworthy.
b. The commissioner finds that the health maintenance organization’s proposed plan of operation meets the requirements of § 514B.4.
c. The health maintenance organization provides or arranges for the provision of basic health care services on a prepaid basis, except that the health maintenance organization may impose deductible and coinsurance charges subject to approval by the commissioner. The commissioner has the authority to promulgate rules pursuant to chapter 17A establishing reasonable maximum deductible and coinsurance charges which may be imposed by health maintenance organizations.
d. The health maintenance organization is fiscally sound and may reasonably be expected to meet its obligations to enrollees. In making this determination, the commissioner may consider:
(1) The financial soundness of the health maintenance organization’s arrangements for health care services in relation to its schedule of charges.
(2) The adequacy of the health maintenance organization’s working capital.
(3) Any agreement made by the health maintenance organization with an insurer, a corporation authorized under chapter 514 or any other organization for insuring the payment of the cost of health care services or for providing immediate alternative coverage in the event of discontinuance of the health maintenance organization.
(4) Any agreement made with providers for the provision of health care services.
(5) Any surety bond or deposit of cash or securities submitted in accordance with section
514B.16.
e. The enrollees may participate in matters of policy and operation pursuant to section
514B.7.
f. Nothing in the proposed method of operation as shown by the information submitted pursuant to § 514B.3 or by independent investigation is contrary to the public interest.
2. A certificate of authority shall be denied only after compliance with the requirements of § 514B.26.
[C75, 77, 79, 81, §514B.5]
92 Acts, ch 1162, §22, 23; 2012 Acts, ch 1023, §117
Referred to in §513C.4, 514B.3, 514B.9