Terms Used In Ohio Code 1322.46

• Internet: means the international computer network of both federal and nonfederal interoperable packet switched data networks, including the graphical subnetwork known as the world wide web. See Ohio Code 1.59
• Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
• Mortgage: means the consensual interest in real property located in this state, including improvements to that property, securing a debt evidence by a mortgage, trust indenture, deed of trust, or other lien on real property. See Ohio Code 1322.01
• Mortgage loan: A loan made by a lender to a borrower for the financing of real property. ^{Source: OCC}
• Mortgage loan originator: means an individual who for compensation or gain, or in the expectation of compensation or gain, does any of the following:

  (a) Takes a residential mortgage loan application;

  (b) Assists or offers to assist a buyer in obtaining or applying to obtain a residential mortgage loan by, among other things, advising on loan terms, including rates, fees, and other costs;

  (c) Offers or negotiates terms of a residential mortgage loan;

  (d) Issues or offers to issue a commitment for a residential mortgage loan to a buyer. See Ohio Code 1322.01

• Registrant: means any person that has been issued a certificate of registration under this chapter. See Ohio Code 1322.01
• Unique identifier: means a number or other identifier assigned by protocols established by the nationwide mortgage licensing system and registry. See Ohio Code 1322.01