§ 303.010 Title of law
§ 303.020 Definitions
§ 303.022 Applicability of certain state statutes to motor vehicle liability ..
§ 303.024 Insurance identification cards issued by insurer, contents — identification ..
§ 303.025 Duty to maintain financial responsibility, residents and nonresidents — … (1/1/2024)
§ 303.030 Operator’s license suspended on failure to give security for payment of ..
§ 303.039 Effective date for sections 303.025 and 303.041
§ 303.040 All motor vehicle accidents to be reported — director to notify all other ..
§ 303.041 Failure to maintain financial responsibility — notice, procedure, contents … (1/1/2024)
§ 303.044 Proof of financial responsibility required for reregistration
§ 303.045 Records, where kept — destroyed, when
§ 303.050 Security, form and amount — reduced, when
§ 303.051 Judgment-creditor entitled to notice of security held
§ 303.060 Security deposited with director of revenue — used to pay judgment — return
§ 303.070 Operator not subject to security and suspension provisions, when
§ 303.080 Where operator has no license or is nonresident, procedure
§ 303.090 Report of failure to satisfy judgment — procedure as to nonresident
§ 303.100 License suspended on receipt of judgment — creditor may consent to ..
§ 303.110 Suspension not lifted or license renewed, when — effect of bankruptcy
§ 303.120 Judgments deemed satisfied, when
§ 303.130 License continued on order allowing installment payment of judgment, when
§ 303.140 License suspension lifted, when
§ 303.150 Vehicle registration suspended on suspension of license for conviction or ..
§ 303.160 Proof of financial responsibility, how given
§ 303.170 Proof of responsibility by insurance certificate
§ 303.175 Motor vehicle liability policy, minimum term, exceptions
§ 303.178 Display of false evidence of insurance, penalty, confiscation of false ..
§ 303.179 Alteration, production or sale of invalid insurance card, misdemeanor
§ 303.180 Proof of responsibility by nonresident by insurance certificate, accepted when
§ 303.190 Motor vehicle liability policy, contents
§ 303.200 Missouri automobile insurance plan for persons unable to procure insurance ..
§ 303.210 Notice of cancellation of insurance to be given director
§ 303.220 Certificate of self-insurance — cancelled, when
§ 303.230 Surety bond as proof of responsibility
§ 303.240 Cash deposit as proof of responsibility
§ 303.250 Owner may give proof for employees or family members
§ 303.260 Substitution of one proof of responsibility for another
§ 303.270 Director may require different proof, when
§ 303.280 Release of proof and waiver of proof, when
§ 303.290 Director’s duties — regulations — judicial review
§ 303.300 Driver’s records available upon request
§ 303.310 Report and decision to be no evidence of negligence — may be evidence, when
§ 303.315 Copies of suspension orders, constitute evidence
§ 303.320 Vehicle not registered until bona fide transfer
§ 303.330 License and registration returned to director, when
§ 303.340 Law not to apply to certain automobile insurance policies
§ 303.350 Chapter not applicable to government or common carriers
§ 303.360 Not to operate retrospectively
§ 303.370 Offenses, penalties
§ 303.390 Uninsured motorist, waiver of ability to collect noneconomic damages, when ..
§ 303.400 Title
§ 303.403 Definitions
§ 303.406 Database and fund created, purpose, administration — disclosure, when, ..
§ 303.409 Failure to maintain financial responsibility, notice, right to hearing — ..
§ 303.412 Reporting by insurance companies, frequency, required information — revenue ..
§ 303.415 Effective and expiration dates
§ 303.420 Definitions
§ 303.422 Fund created, use of moneys
§ 303.425 Incentive program created — use of third-party vendors — comparison of ..
§ 303.430 Verification of financial responsibility, web-based system established — ..
§ 303.440 Operational date for verification system — testing or pilot period
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Terms Used In Missouri Laws > Chapter 303 - Motor Vehicle Financial Responsibility Law

  • Affidavit: A written statement of facts confirmed by the oath of the party making it, before a notary or officer having authority to administer oaths.
  • Appeal: A request made after a trial, asking another court (usually the court of appeals) to decide whether the trial was conducted properly. To make such a request is "to appeal" or "to take an appeal." One who appeals is called the appellant.
  • Attachment: A procedure by which a person's property is seized to pay judgments levied by the court.
  • Bail: Security given for the release of a criminal defendant or witness from legal custody (usually in the form of money) to secure his/her appearance on the day and time appointed.
  • Bankruptcy: Refers to statutes and judicial proceedings involving persons or businesses that cannot pay their debts and seek the assistance of the court in getting a fresh start. Under the protection of the bankruptcy court, debtors may discharge their debts, perhaps by paying a portion of each debt. Bankruptcy judges preside over these proceedings.
  • Chauffeur: a person who is employed for the principal purpose of operating a motor vehicle or any person who drives a motor vehicle while in use as a public or common carrier of persons or property for hire. See Missouri Laws 303.020
  • Contract: A legal written agreement that becomes binding when signed.
  • Conviction: A judgement of guilt against a criminal defendant.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Defendant: In a civil suit, the person complained against; in a criminal case, the person accused of the crime.
  • Director: director of revenue of the state of Missouri, acting directly or through his authorized officers and agents. See Missouri Laws 303.020
  • Dismissal: The dropping of a case by the judge without further consideration or hearing. Source:
  • Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
  • following: when used by way of reference to any section of the statutes, mean the section next preceding or next following that in which the reference is made, unless some other section is expressly designated in the reference. See Missouri Laws 1.020
  • Guardian: if used in a section in a context relating to property rights or obligations, means conservator of the estate as defined in chapter 475. See Missouri Laws 1.020
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • hereafter: means the time after the statute containing it takes effect. See Missouri Laws 1.020
  • highway: the entire width between property lines of every way or place of whatever nature when any part thereof is open to the use of the public, as a matter of right, for purposes of vehicular traffic. See Missouri Laws 303.020
  • Judgment: a final judgment by a court of competent jurisdiction of any state or of the United States, upon a claim for relief for damages, including damages for care and loss of services, because of bodily injury to or death of any person, or for damages because of injury to or destruction of property, including the loss of use thereof, or upon a claim for relief on any agreement or settlement for such damages arising out of the ownership, maintenance or use of any motor vehicle. See Missouri Laws 303.020
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Lease: A contract transferring the use of property or occupancy of land, space, structures, or equipment in consideration of a payment (e.g., rent). Source: OCC
  • License: an operator's or driver's license, temporary instruction permit, chauffeur's or registered operator's license issued under the laws of this state. See Missouri Laws 303.020
  • Month: means a calendar month, and "year" means a calendar year unless otherwise expressed, and is equivalent to the words year of our Lord. See Missouri Laws 1.020
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • Motor vehicle: a self-propelled vehicle which is designed for use upon a highway, except trailers designed for use with such vehicles, traction engines, road rollers, farm tractors, tractor cranes, power shovels, well drillers, motorized bicycles as defined in section 307. See Missouri Laws 303.020
  • Nonresident: a person not a resident of the state of Missouri. See Missouri Laws 303.020
  • Operator: a person who is in actual physical control of a motor vehicle. See Missouri Laws 303.020
  • Owner: a person who holds the legal title to a motor vehicle. See Missouri Laws 303.020
  • person: may extend and be applied to bodies politic and corporate, and to partnerships and other unincorporated associations. See Missouri Laws 1.020
  • Plaintiff: The person who files the complaint in a civil lawsuit.
  • Power of attorney: A written instrument which authorizes one person to act as another's agent or attorney. The power of attorney may be for a definite, specific act, or it may be general in nature. The terms of the written power of attorney may specify when it will expire. If not, the power of attorney usually expires when the person granting it dies. Source: OCC
  • Precedent: A court decision in an earlier case with facts and law similar to a dispute currently before a court. Precedent will ordinarily govern the decision of a later similar case, unless a party can show that it was wrongly decided or that it differed in some significant way.
  • President pro tempore: A constitutionally recognized officer of the Senate who presides over the chamber in the absence of the Vice President. The President Pro Tempore (or, "president for a time") is elected by the Senate and is, by custom, the Senator of the majority party with the longest record of continuous service.
  • Probable cause: A reasonable ground for belief that the offender violated a specific law.
  • Proof of financial responsibility: proof of ability to respond in damages for liability, on account of accidents occurring subsequent to the effective date of said proof, arising out of the ownership, maintenance or use of a motor vehicle, in the amount of twenty-five thousand dollars because of bodily injury to or death of one person in any one accident, and, subject to said limit for one person, in the amount of fifty thousand dollars because of bodily injury to or death of two or more persons in any one accident, and in the amount of twenty-five thousand dollars because of injury to or destruction of property of others in any one accident. See Missouri Laws 303.020
  • Property: includes real and personal property. See Missouri Laws 1.020
  • Prosecute: To charge someone with a crime. A prosecutor tries a criminal case on behalf of the government.
  • Registration: registration certificate or certificates and registration plates issued under the laws of this state pertaining to the registration of motor vehicles. See Missouri Laws 303.020
  • Remainder: An interest in property that takes effect in the future at a specified time or after the occurrence of some event, such as the death of a life tenant.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • State: any state, territory or possession of the United States, the District of Columbia, or any province of the Dominion of Canada. See Missouri Laws 303.020
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • United States: includes such district and territories. See Missouri Laws 1.020