Missouri Laws 379.1861 – Individual policy or certificate of insurance — delivery of — information ..
Lender-placed insurance shall be set forth in an individual policy or certificate of insurance. A copy of the individual policy, certificate of insurance, or other evidence of insurance coverage shall be mailed, first class mailed, or delivered in person to the last known address of the mortgagor, or delivered in accordance with sections 432.200 to 432.295. In addition to any information otherwise required by law, the individual policy or certificate of insurance coverage shall include the following information:
(1) The address and identification of the insured property;
Terms Used In Missouri Laws 379.1861
- Evidence: Information presented in testimony or in documents that is used to persuade the fact finder (judge or jury) to decide the case for one side or the other.
- following: when used by way of reference to any section of the statutes, mean the section next preceding or next following that in which the reference is made, unless some other section is expressly designated in the reference. See Missouri Laws 1.020
- Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
- person: may extend and be applied to bodies politic and corporate, and to partnerships and other unincorporated associations. See Missouri Laws 1.020
- Property: includes real and personal property. See Missouri Laws 1.020
(2) The coverage amount, or amounts if multiple coverages are provided;
(3) The effective date of the coverage;
(4) The term of coverage;
(5) The premium charge for the coverage;
(6) Contact information for filing a claim; and
(7) A complete description of the coverage provided.