Utah Code 78B-5-509. Waiver of exemptions in favor of unsecured creditor unenforceable

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Levy: means the seizure of property pursuant to any legal process issued for the purpose of collecting an unsecured debt. See Utah Code 78B-5-502
Property: includes both real and personal property. See Utah Code 68-3-12.5

A waiver of exemptions executed in favor of an unsecured creditor before levy on an individual’s property is unenforceable.