Upon certification by the designated taxing jurisdiction official that a lien has arisen, or upon the failure of the insured to obtain a certificate within thirty (30) days of the filing of the insured’s proof of loss, the loss proceeds of the policy equal to the amount of the lien or the entire loss proceeds of the policy, if the insured has not submitted the certificate pursuant to § 45-47-2, shall be placed in an interest-bearing escrow account, and the taxing jurisdiction and the insured shall be so notified. Provided, that if the insured demonstrates that he or she has requested by certified mail a certificate, and the designated taxing jurisdiction official has not provided the certificate within fifteen (15) days of the request, all proceeds shall, if otherwise appropriate, be released to the insured, as soon as practicable.