Sec. 14. A consumer reporting agency may not impose a charge on a consumer for a request from the consumer to do any of the following:

(1) Place a security freeze on a consumer’s consumer report under section 5 of this chapter.

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Terms Used In Indiana Code 24-5-24-14

  • consumer: means an individual:

    Indiana Code 24-5-24-1

  • consumer report: means any written, oral, or other communication of any information that:

    Indiana Code 24-5-24-2

  • consumer reporting agency: means any person that, for monetary fees or dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating information concerning a consumer's credit or other information for the purpose of furnishing a consumer report to another person. See Indiana Code 24-5-24-3
  • security freeze: means a designation placed on a consumer's consumer report:

    Indiana Code 24-5-24-4

(2) Issue the same or a new personal identification number or password to a consumer under section 6 of this chapter.

(3) Release a consumer’s consumer report to a third party upon request of the consumer under section 7(a)(1) of this chapter. In addition a consumer reporting agency may not impose a charge on the third party to whom the consumer’s consumer report is released under section 7(a)(1) of this chapter in connection with the release.

(4) Temporarily lift a security freeze under section 7(a)(2) of this chapter.

(5) Remove a security freeze under section 9 of this chapter.

As added by P.L.104-2007, SEC.1.