Sec. 17. The following apply to a contract between an insured and a public adjuster:

(1) An insured is not required to hire a public adjuster to help the insured meet the insured’s obligations under a policy, but has a right to do so.

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Terms Used In Indiana Code 27-1-27-17

  • Contract: A legal written agreement that becomes binding when signed.
  • insurer: means a company, firm, partnership, association, order, society or system making any kind or kinds of insurance and shall include associations operating as Lloyds, reciprocal or inter-insurers, or individual underwriters. See Indiana Code 27-1-2-3
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
(2) The public adjuster is not a representative or employee of the insurer.

(3) The salary, fee, commission, or other consideration to be paid to the public adjuster is the obligation of the insured, not of the insurer, except when the insured has assigned the insured’s rights to the public adjuster.

As added by P.L.226-2023, SEC.12.