Sec. 5. In processing an application for health care services coverage or in determining insurability for health care services coverage, an insurer may not do any of the following:

(1) Require an individual or any member of an individual’s family seeking health care services coverage to submit to genetic screening or testing.

lawyer at desk

Ask an insurance law question, get an answer ASAP!
Click here to chat with a lawyer about your rights.

Terms Used In Indiana Code 27-8-26-5

  • genetic screening or testing: means a laboratory test:

    Indiana Code 27-8-26-2

  • health care services coverage: refers to an insurance policy, a health maintenance organization contract, or a governmental health care plan described in section 1 of this chapter. See Indiana Code 27-8-26-3
  • insurer: means a company, a firm, a partnership, an entity, an association, an order, a society, or a system:

    Indiana Code 27-8-26-4

(2) Consider any information obtained from genetic screening or testing in a manner adverse to:

(A) an applicant or a member of an applicant’s family for; or

(B) an individual or a member of an individual’s family covered by;

health care services coverage.

(3) Inquire, directly or indirectly, into the results of genetic screening or testing, or use such information to cancel, refuse to issue or renew, or limit benefits under health care services coverage.

(4) Make a decision adverse to an applicant or a member of an applicant’s family based on entries related to the results of genetic testing or screening in medical records or other reports of genetic screening or testing.

As added by P.L.150-1997, SEC.4.

  Previous section
Next section  
 Chapter 26 Contents