§ 687B.010 Scope
§ 687B.015 ‘Binder’ defined
§ 687B.021 Signatures
§ 687B.030 Waiver of payment of premium
§ 687B.040 Insurable interest: Personal insurance
§ 687B.050 Insurable interest: Exception when certain institutions designated beneficiary
§ 687B.060 Insurable interest: Property
§ 687B.070 Power to contract; purchase of insurance and annuities by minors
§ 687B.080 Consent of insured to life or health insurance required; exceptions; notice of application for or request to increase coverage of insurance upon life of another required
§ 687B.090 Alteration of application: Life and health insurance
§ 687B.100 Application as evidence
§ 687B.110 Representations in applications
§ 687B.113 Control of cost of health care: Provisions encouraging use of certain services and facilities
§ 687B.117 Control of cost of health care: Insurer required to use three or more practices that control cost in administering benefits
§ 687B.120 Filing and approval of forms; exemption; appeal of disapproval or withdrawal of previous approval
§ 687B.122 Readability of policies: Applicability of requirements
§ 687B.124 Readability of policies: Flesch test; type size, style, arrangement and overall appearance; index or table of contents; scoring riders or other forms separately
§ 687B.126 Readability of policies: Filing policy for Commissioner’s approval; exceptions to score requirements on Flesch test
§ 687B.128 Readability of policies: Required approval by Commissioner in certain circumstances
§ 687B.130 Grounds for disapproval or withdrawal of previous approval
§ 687B.140 Standard provisions
§ 687B.145 Provisions in policies of casualty insurance: Proration of recovery or benefits; uninsured and underinsured vehicle coverage; coverage for medical expenses; insurer not entitled to subrogation upon payment made because of underinsured vehicle cove
§ 687B.147 Exclusion, reduction or limitation of certain coverage in motor vehicle insurance policies allowed; conditions; form and contents of disclosure
§ 687B.150 Requirement for making any portion of charter, bylaws or certain other documents of insurer part of contract
§ 687B.160 Execution of policies
§ 687B.170 Underwriters’ and combination policies
§ 687B.180 Validity and construction of noncomplying forms
§ 687B.182 Binders: Issuance; period of effectiveness
§ 687B.183 Binders: Forms; required statement related to certain policies; delivery of copies
§ 687B.184 Binders: Limits of coverage, effective date and premium for policy issued as replacement
§ 687B.185 Binders: Prohibition of use to lower premiums
§ 687B.186 Binders: Proof of insurance coverage; penalties for refusal to accept; exception
§ 687B.187 Binders: Disapproval of insurer
§ 687B.190 Delivery of policy covering motor vehicle: Vendor, mortgagee or pledgee required to deliver duplicate to vendee, mortgagor or pledgor; stamped statement regarding certain lack of coverage; exception
§ 687B.200 Assignability: Life or health insurance policy
§ 687B.210 Payment under life or health insurance policy or annuity contract discharges insurer from claims under policy or contract; exception
§ 687B.220 Forms for proof of loss required to be furnished by insurer to insured claimant
§ 687B.225 Requirements for contracts for payment of cost of medical or dental care which require prior authorization of care
§ 687B.240 Administration of claims not waiver
§ 687B.250 Payment not to constitute admission of liability or waiver of defenses
§ 687B.255 Insurer required to pay claim with negotiable instrument
§ 687B.260 Exemption of proceeds of certain policies
§ 687B.270 Exemption of proceeds: Health insurance
§ 687B.280 Exemption of proceeds: Group insurance
§ 687B.290 Exemption of proceeds: Annuities; assignability of rights
§ 687B.300 Retention of proceeds of policy by insurer
§ 687B.310 Cancellations and nonrenewals; scope of application
§ 687B.320 Policies other than industrial insurance policies: Grounds for midterm cancellation; notice to policyholder
§ 687B.325 Industrial insurance policies: Grounds for midterm cancellation; notice to policyholder; provisions do not prohibit change in premium rate; terms of certain policies
§ 687B.330 Anniversary cancellation
§ 687B.340 Nonrenewals
§ 687B.345 Annual review of coverage and benefits provided in policy
§ 687B.350 Renewal with change in policy or coverage provisions without certain notice to insured prohibited; exceptions
§ 687B.352 Open enrollment period for Medicare supplemental policies required; prohibited acts; notice; treatment of Medicare supplemental policies purchased during open enrollment period for purposes relating to payment of commissions
§ 687B.355 Insurer required to provide to policyholder information about claims paid on behalf of policyholder; fee; regulations
§ 687B.360 Notice of cancellation or nonrenewal: Insurer required to provide to policyholder information about grounds upon request; notice ineffective unless contains information about right of policyholder to make such a request
§ 687B.370 Certain notice ineffective unless contains information about applying for insurance through certain plans
§ 687B.380 Immunity
§ 687B.383 Refusal to issue, cancellation of, nonrenewal of or increase in premium or rate for certain policies solely on basis of breed of dog prohibited; exception; permissible inquiry by insurer regarding dog
§ 687B.385 Refusal to issue, cancellation, nonrenewal or increase in premium of policy of motor vehicle insurance due to claims for which insured was not at fault, claims for which insurer made no payment or recovered entirety of payment or inquiries relatin
§ 687B.390 Cancellation or nonrenewal of automobile liability insurance policy on sole basis of age, residence, race, color, creed, national origin, ancestry, sexual orientation, gender identity or expression or occupation of insured prohibited
§ 687B.400 Refusal to issue, reduction of liability limits of or increase in premium of automobile liability insurance policy on sole basis of reaching certain age prohibited; burden of proof; cost of medical examination; exception
§ 687B.402 Compliance of certain insurers or organizations providing health coverage with certain federal laws regarding genetic information
§ 687B.404 Adherence by insurer or organization providing health coverage to certain federal laws regarding mental health and addiction data request; submission of data or report to Commissioner; confidentiality of information; report by Commissioner; regula
§ 687B.406 Compliance of certain insurers or organizations providing health coverage with certain federal laws regarding dependent students
§ 687B.407 Authority of nonprofit health benefit plan to use list of preferred prescription drugs developed by Department of Health and Human Services as formulary and obtain such drugs through purchasing agreements negotiated by Department; notification of
§ 687B.408 Insurer that issues certain policies of health insurance required to notify insured and physician before effective date of changes related to prescription drugs used for transplanted organs
§ 687B.409 Payments to out-of-network providers for treatment of mental health or alcohol or substance use disorder; assignment of benefits
§ 687B.4095 Policies of health insurance including prescription drug coverage: Restrictions on moving prescription drug from lower-cost tier to higher-cost tier
§ 687B.410 Withdrawal of provision of insurance for particular class of insureds: Notice to Commissioner; administrative review upon request from insured
§ 687B.420 Notice of proposed cancellation, nonrenewal or alteration of terms of certain policies, contracts or plans of insurance
§ 687B.430 Regulations: Form, content and sale of policies which provide for payment of expenses not covered by Medicare; sale of more than one policy of health insurance to same person
§ 687B.440 Umbrella policies: Requirement of signed disclosure statement from individual indicating whether policy includes uninsured or underinsured motorist coverage; form
§ 687B.450 Required medical examination of applicant or insured: Duty of insurer to provide notification of potentially serious medical condition; exception; regulations
§ 687B.460 Certificates of insurance for property or casualty insurance: Not part of, amend any term of or alter or expand coverage, exclusion or condition of contract or policy
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Terms Used In Nevada Revised Statutes > Chapter 687B > General Provisions

  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
  • Assets: (1) The property comprising the estate of a deceased person, or (2) the property in a trust account.
  • Attorney-in-fact: A person who, acting as an agent, is given written authorization by another person to transact business for him (her) out of court.
  • Beneficiary: A person who is entitled to receive the benefits or proceeds of a will, trust, insurance policy, retirement plan, annuity, or other contract. Source: OCC
  • binder: means an oral or written contract for temporary insurance which is used when a policy is not immediately issued to evidence that the coverage attaches at a specified time and continues until the policy is issued or the risk is declined. See Nevada Revised Statutes 687B.015
  • Common law: The legal system that originated in England and is now in use in the United States. It is based on judicial decisions rather than legislative action.
  • Contract: A legal written agreement that becomes binding when signed.
  • Corporation: A legal entity owned by the holders of shares of stock that have been issued, and that can own, receive, and transfer property, and carry on business in its own name.
  • Damages: Money paid by defendants to successful plaintiffs in civil cases to compensate the plaintiffs for their injuries.
  • Dependent: A person dependent for support upon another.
  • Equitable: Pertaining to civil suits in "equity" rather than in "law." In English legal history, the courts of "law" could order the payment of damages and could afford no other remedy. See damages. A separate court of "equity" could order someone to do something or to cease to do something. See, e.g., injunction. In American jurisprudence, the federal courts have both legal and equitable power, but the distinction is still an important one. For example, a trial by jury is normally available in "law" cases but not in "equity" cases. Source: U.S. Courts
  • Executor: A male person named in a will to carry out the decedent
  • Fraud: Intentional deception resulting in injury to another.
  • Guardian: A person legally empowered and charged with the duty of taking care of and managing the property of another person who because of age, intellect, or health, is incapable of managing his (her) own affairs.
  • Jurisdiction: (1) The legal authority of a court to hear and decide a case. Concurrent jurisdiction exists when two courts have simultaneous responsibility for the same case. (2) The geographic area over which the court has authority to decide cases.
  • Liabilities: The aggregate of all debts and other legal obligations of a particular person or legal entity.
  • Mortgagee: The person to whom property is mortgaged and who has loaned the money.
  • Mortgagor: The person who pledges property to a creditor as collateral for a loan and who receives the money.
  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Partnership: A voluntary contract between two or more persons to pool some or all of their assets into a business, with the agreement that there will be a proportional sharing of profits and losses.
  • physician: means a person who engages in the practice of medicine, including osteopathy and homeopathy. See Nevada Revised Statutes 0.040
  • Power of attorney: A written instrument which authorizes one person to act as another's agent or attorney. The power of attorney may be for a definite, specific act, or it may be general in nature. The terms of the written power of attorney may specify when it will expire. If not, the power of attorney usually expires when the person granting it dies. Source: OCC
  • Public law: A public bill or joint resolution that has passed both chambers and been enacted into law. Public laws have general applicability nationwide.
  • Rescission: The cancellation of budget authority previously provided by Congress. The Impoundment Control Act of 1974 specifies that the President may propose to Congress that funds be rescinded. If both Houses have not approved a rescission proposal (by passing legislation) within 45 days of continuous session, any funds being withheld must be made available for obligation.
  • Settlement: Parties to a lawsuit resolve their difference without having a trial. Settlements often involve the payment of compensation by one party in satisfaction of the other party's claims.
  • Statute of limitations: A law that sets the time within which parties must take action to enforce their rights.
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.