A person who is responsible for conducting the business activities of a medical discount plan may not:

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1.  Use the word ‘insurance’ or ‘enrollment’ in any advertising or marketing material, brochures or discount cards for the medical discount plan unless approved by the Commissioner;

2.  Use in any advertising or marketing material, brochures or discount cards for the medical discount plan the terms ‘coverage,’ ‘copay,’ ‘preexisting conditions,’ ‘guaranteed issue,’ ‘PPO,’ ‘preferred provider organization’ or any other term that could reasonably mislead a person into believing the medical discount plan is a policy of health insurance;

3.  Pay a provider of health care any fee for providing any health care or medical services; or

4.  Collect or accept money from a member of the medical discount plan for payment to a provider of health care for specific health care or medical services that the provider has provided or will provide to the member unless the registration for the medical discount plan is held by an administrator or insurer.