A travel retailer, or any employee or authorized representative of the travel retailer, who is not a licensed producer of insurance shall not:

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1.  Evaluate or interpret technical terms, benefits and conditions of any travel insurance coverage offered by the travel retailer;

2.  Evaluate, provide advice or render an opinion concerning any existing insurance coverage of a prospective purchaser; or

3.  Hold himself or herself out as a licensed insurer, licensed producer of insurance or insurance expert.