Car insurance covers your risk of financial liability or the loss of your vehicle if you’re in a collision and have property or physical damages. Some states require you to have liability insurance. The insurance premium is usually determined by a variety of factors including the type of covered vehicle, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored.

Here on LawServer you’ll find relevant state laws about car insurance, and related legal Questions & Answers.