Credit Cards
Laws and legal information about credit cards
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How to Compare Credit Card Terms
To compare credit card terms, think about how you will use your credit card. Do you expect toPay your montly bill in full?Carry over a balance from month to month?Get cash advances?Once you have decided how you will use your credit card, you can use this checklist to compare cards. Information about most of the features is given in the disclosure box that must appear in all printed credit card solicitations and applications. Read more
Picking the Right Credit Card
Shopping around for a credit card can save you money on interest and fees. You'll want to find one with features that match your needs. This information can help you understand the features of credit cards and compare credit card features and costs. The first step in choosing a credit card is thinking about how you will use it. Read more
Advance-Fee Credit Card Offers
Source: FTC You may be tempted by ads and websites that guarantee loans or credit cards, regardless of your credit history. The catch comes when you apply for the loan or credit card and find out you have to pay a fee in advance. That could be a tip-off to a rip-off. If you’re asked to pay a fee for the promise of a loan or credit card, you can count on the fact that you’re dealing with a scam artist. More than likely, you’ll get an application, or a stored value or debit card, instead of the loan or credit card. Read more