A

Adverse action

Adverse Action Notice

Annual percentage rate

Application

C

Check 21 Act

Community Reinvestment Act

Credit bureau

Credit report

Credit Score

E

Electronic funds transfer

Equal Credit Opportunity Act

F

Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA)

Fair Credit Reporting Act

Federal Deposit Insurance Corporation

Federal Reserve System

Finance charge

Forbearance

Fraud Alert

Frozen account

G

Guarantor

I

Interest

Interest rate

L

Legal tender

Loan modification provision

M

Mortgage

Mortgage loan

Mortgagee

Mortgagor

N

National Bank

National Bank Examiner

National Credit Union Administration

O

Offset, right of

Open-end credit

P

Preauthorized electronic fund transfers

R

Real Estate Settlement Procedures Act

Recourse

Redlining

Revolving credit

Right of offset

Right of rescission

T

Trust account

Truth in Lending Act

U

Usury

Usury rates