§ 205.1 Authority and purpose
§ 205.2 Definitions
§ 205.3 Coverage
§ 205.4 General disclosure requirements; jointly offered services
§ 205.5 Issuance of access devices
§ 205.6 Liability of consumer for unauthorized transfers
§ 205.7 Initial disclosures
§ 205.8 Change in terms notice; error resolution notice
§ 205.9 Receipts at electronic terminals; periodic statements
§ 205.10 Preauthorized transfers
§ 205.11 Procedures for resolving errors
§ 205.12 Relation to other laws
§ 205.13 Administrative enforcement; record retention
§ 205.14 Electronic fund transfer service provider not holding consumer’s account
§ 205.15 Electronic fund transfer of government benefits
§ 205.16 Disclosures at automated teller machines
§ 205.17 Requirements for overdraft services
§ 205.18 Requirements for financial institutions offering payroll card accounts
§ 205.20 Requirements for gift cards and gift certificates

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Terms Used In 12 CFR Part 205 - Electronic Fund Transfers (Regulation E)

  • Deposition: An oral statement made before an officer authorized by law to administer oaths. Such statements are often taken to examine potential witnesses, to obtain discovery, or to be used later in trial.
  • Fraud: Intentional deception resulting in injury to another.
  • Gift: A voluntary transfer or conveyance of property without consideration, or for less than full and adequate consideration based on fair market value.
  • Preauthorized electronic fund transfers: An EFT authorized in advance to recur at substantially regular intervals. Source: OCC
  • Precedent: A court decision in an earlier case with facts and law similar to a dispute currently before a court. Precedent will ordinarily govern the decision of a later similar case, unless a party can show that it was wrongly decided or that it differed in some significant way.
  • Pro se: A Latin term meaning "on one's own behalf"; in courts, it refers to persons who present their own cases without lawyers.
  • Trial: A hearing that takes place when the defendant pleads "not guilty" and witnesses are required to come to court to give evidence.
  • Truth in Lending Act: The Truth in Lending Act is a federal law that requires lenders to provide standardized information so that borrowers can compare loan terms. In general, lenders must provide information on Source: OCC
  • Venue: The geographical location in which a case is tried.