This section contains the captions that appear in § 54.4979.

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Terms Used In 26 CFR 54.4979-0

  • Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.

§ 54.4979-1 Excise tax on certain excess contributions and excess aggregate contributions.

(a) In general.

(1) General rule.

(2) Liability for tax.

(3) Due date and form for payment of tax.

(4) Special rule for simplified employee pensions.

(b) Definitions.

(1) Excess aggregate contributions.

(2) Excess contributions.

(3) Plan.

(c) No tax when excess distributed within 21/2 months of close of year or additional employer contributions made.

(1) General rule.

(2) Tax treatment of distributions.

(3) Income.

(4) Example.

(d) Effective date.

(1) General rule.

(2) Section 403(b) annuity contracts.

(3) Collectively bargained plans and plans of state or local governments.

(4) Plan years beginning before January 1, 1992.

[T.D. 8357, 56 FR 40550, Aug. 15, 1991; 57 FR 10290, Mar. 25, 1992, as amended by T.D. 8581, 59 FR 66181, Dec. 23, 1994]