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Terms Used In Alaska Statutes 45.48.150

  • Credit Score: A number, roughly between 300 and 800, that measures an individual's credit worthiness. The most well-known type of credit score is the FICO score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report. Source: OCC
  • state: means the State of Alaska unless applied to the different parts of the United States and in the latter case it includes the District of Columbia and the territories. See Alaska Statutes 01.10.060

When dealing with a third party, a consumer credit reporting agency may not suggest, state, or imply that a consumer’s security freeze reflects a negative credit score, history, report, or rating.