A. "Alteration" means:

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Terms Used In Arizona Laws 47-3407

  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
  • Person: includes a corporation, company, partnership, firm, association or society, as well as a natural person. See Arizona Laws 1-215

1. An unauthorized change in an instrument that purports to modify in any respect the obligation of a party; or

2. An unauthorized addition of words or numbers or other change to an incomplete instrument relating to the obligation of a party.

B. Except as provided in subsection C, an alteration fraudulently made discharges a party whose obligation is affected by the alteration unless that party assents or is precluded from asserting the alteration. No other alteration discharges a party, and the instrument may be enforced according to its original terms.

C. A payor bank or drawee paying a fraudulently altered instrument or a person taking it for value, in good faith and without notice of the alteration, may enforce rights with respect to the instrument:

1. According to its original terms; or

2. In the case of an incomplete instrument altered by unauthorized completion, according to its terms as completed.