(a) An insurance company that offers automobile liability insurance coverage in this state may offer automobile liability insurance policies to individuals that exclude any or all coverage and the duty to defend or indemnify any claim afforded under a shared vehicle owner’s automobile liability insurance policy. Such exclusions may include, but are not limited to: (1) Liability coverage for bodily injury and property damage; (2) personal injury protection coverage; (3) uninsured and underinsured motorist coverage; (4) medical payments coverage; (5) comprehensive physical damage coverage; or (6) collision physical damage coverage.

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(b) Nothing in this section shall be construed to: (1) Invalidate or limit an exclusion contained in an automobile liability insurance policy, including any insurance policy that excludes coverage for motor vehicles made available for rent, sharing, hire or business use, or (2) invalidate, limit or restrict an insurance company’s ability to offer automobile liability insurance coverage to underwrite, cancel or not renew any insurance policy. Nothing in this section shall be construed to invalidate, limit or restrict an insurer’s ability to cancel and not renew policies.