Connecticut General Statutes 36a-3 – Other defined terms
Other definitions applying to this title or to specified parts thereof and the sections in which they appear are:
Terms Used In Connecticut General Statutes 36a-3
- Annuity: A periodic (usually annual) payment of a fixed sum of money for either the life of the recipient or for a fixed number of years. A series of payments under a contract from an insurance company, a trust company, or an individual. Annuity payments are made at regular intervals over a period of more than one full year.
- Bank: means a Connecticut bank or a federal bank. See Connecticut General Statutes 36a-2
- Loan: includes any line of credit or other extension of credit. See Connecticut General Statutes 36a-2
- Mortgage: The written agreement pledging property to a creditor as collateral for a loan.
- Mortgage loan: A loan made by a lender to a borrower for the financing of real property. Source: OCC
- Mutual: when used in conjunction with any institution that is a bank or out-of-state bank means any such institution without capital stock. See Connecticut General Statutes 36a-2
“Account”. Sections 36a-155 and 36a-365.
“Additional proceeds”. Section 36a-746e.
“Administrative expense”. Section 36a-237.
“Advance fee”. Sections 36a-485 and 36a-615.
“Advertise”, “advertisement” or “advertising”. Sections 36a-485, 36a-535, 36a-586, 36a-596, 36a-655, 36a-671 and 36a-846.
“Agency bank”. Section 36a-285.
“Agent”. Section 36a-494.
“Alternative mortgage loan”. Section 36a-265.
“Amount financed”. Section 36a-690.
“Annual percentage rate”. Section 36a-690.
“Annual percentage yield”. Section 36a-316.
“Annuities”. Section 36a-455a.
“Applicant”. Section 36a-736.
“APR”. Section 36a-746a.
“Assessment area”. Section 36a-37.
“Assets”. Section 36a-70.
“Associate”. Section 36a-184.
“Associated member”. Section 36a-458a.
“Authorized delegate”. Section 36a-596.
“Bank”. Section 36a-30.
“Bankers’ bank”. Section 36a-70.
“Banking business”. Section 36a-425.
“Basic services”. Section 36a-437a.
“Billing cycle”. Section 36a-565.
“Bona fide nonprofit organization”. Sections 36a-487 and 36a-655.
“Branch”. Sections 36a-145, 36a-410 and 36a-435b.
“Branch office”. Sections 36a-485 and 36a-715.
“Branch or agency net payment entitlement”. Section 36a-428n.
“Branch or agency net payment obligation”. Section 36a-428n.
“Broker”. Section 36a-746a.
“Business and industrial development corporation”. Section 36a-626.
“Business and property in this state”. Section 36a-428n.
“Capital”. Section 36a-435b.
“Cash advance”. Section 36a-564.
“Cash price”. Section 36a-770.
“Certificate of incorporation”. Section 36a-435b.
“CHFA loan”. Section 36a-760.
“Clerical or support duties”. Section 36a-485.
“Closely related activities”. Sections 36a-250 and 36a-455a.
“Collective managing agency account”. Section 36a-365.
“Commercial vehicle”. Section 36a-770.
“Community bank”. Section 36a-70.
“Community credit union”. Section 36a-37.
“Community development bank”. Section 36a-70.
“Community reinvestment performance”. Section 36a-37.
“Connecticut holding company”. Sections 36a-53 and 36a-410.
“Consolidate”. Section 36a-145.
“Construction loan”. Section 36a-458a.
“Consumer”. Sections 36a-155 and 36a-695.
“Consumer Credit Protection Act”. Section 36a-676.
“Consumer debtor” and “debtor”. Sections 36a-645 and 36a-800.
“Consumer collection agency”. Section 36a-800.
“Consummation”. Section 36a-746a.
“Control person”. Sections 36a-485, 36a-535, 36a-580, 36a-596, 36a-655, 36a-671 and 36a-846.
“Controlling interest”. Section 36a-276.
“Conventional mortgage rate”. Section 36a-760.
“Corporate”. Section 36a-435b.
“Credit”. Section 36a-645.
“Credit manager”. Section 36a-435b.
“Creditor”. Sections 36a-676, 36a-695 and 36a-800.
“Credit clinic”. Section 36a-700.
“Credit rating agency”. Section 36a-695.
“Credit report”. Section 36a-695.
“Credit union service organization”. Section 36a-435b.
“Credit union service organization services”. Section 36a-435b.
“De novo branch”. Section 36a-410.
“Debt”. Section 36a-645.
“Debt adjustment”. Section 36a-655.
“Debt buying”. Section 36a-800.
“Debt mutual fund”. Sections 36a-275 and 36a-459a.
“Debt negotiation”. Section 36a-671.
“Debt securities”. Sections 36a-275 and 36a-459a.
“Debtor”. Sections 36a-655 and 36a-671.
“Deliver”. Section 36a-316.
“Deposit”. Section 36a-316.
“Deposit account”. Section 36a-316.
“Deposit account charge”. Section 36a-316.
“Deposit account disclosures”. Section 36a-316.
“Deposit contract”. Section 36a-316.
“Deposit services”. Section 36a-425.
“Depositor”. Section 36a-316.
“Depository institution”. Section 36a-485.
“Derivative transaction”. Section 36a-262.
“Director”. Section 36a-435b.
“Dwelling”. Section 36a-485.
“Earning period”. Section 36a-316.
“Electronic payment instrument”. Section 36a-596.
“Eligible collateral”. Section 36a-330.
“Eligible entity”. Section 36a-34.
“Employee”. Section 36a-485.
“Entity”. Section 36a-380.
“Equity mutual fund”. Sections 36a-276 and 36a-459a.
“Equity security”. Sections 36a-276 and 36a-459a.
“Executive officer”. Sections 36a-263 and 36a-469c.
“Expedited Connecticut bank”. Section 36a-70.
“Experience in the mortgage business”. Section 36a-488.
“Federal banking agency”. Section 36a-485.
“Federal Credit Union Act”. Section 36a-435b.
“Federal Home Mortgage Disclosure Act”. Section 36a-736.
“FHA loan”. Section 36a-760.
“Fiduciary”. Section 36a-365.
“Filing fee”. Section 36a-770.
“Finance charge”. Sections 36a-690 and 36a-770.
“Financial institution”. Sections 36a-41, 36a-44a, 36a-155, 36a-316, 36a-330, 36a-435b, 36a-736 and 36a-755.
“Financial records”. Section 36a-41.
“First mortgage loan”. Sections 36a-485, 36a-705 and 36a-725.
“Foreclosure rescue services”. Section 36a-671.
“Foreign banking corporation”. Section 36a-425.
“Fully indexed rate”. Section 36a-760b.
“General facility”. Section 36a-580.
“Global net payment entitlement”. Section 36a-428n.
“Global net payment obligation”. Section 36a-428n.
“Goods”. Sections 36a-535 and 36a-770.
“Graduated payment mortgage loan”. Section 36a-265.
“Guardian”. Section 36a-365.
“High cost home loan”. Section 36a-746a.
“Holder”. Section 36a-596.
“Home improvement loan”. Section 36a-736.
“Home purchase loan”. Section 36a-736.
“Home state”. Section 36a-410.
“Housing finance agency”. Section 36a-487.
“Immediate family member”. Sections 36a-435b and 36a-485.
“Independent contractor”. Section 36a-485.
“Individual”. Section 36a-485.
“Insider”. Section 36a-454b.
“Installment loan contract”. Sections 36a-535 and 36a-770.
“Insurance”. Section 36a-455a.
“Insurance bank”. Section 36a-285.
“Insurance department”. Section 36a-285.
“Interest”. Section 36a-316.
“Interest rate”. Section 36a-316.
“Interim interest”. Section 36a-746a.
“Investments”. Section 36a-602.
“Lender”. Sections 36a-746a, 36a-760 and 36a-770.
“Lessor”. Section 36a-676.
“License”. Section 36a-626.
“Licensee”. Sections 36a-596, 36a-607 and 36a-626.
“Limited branch”. Section 36a-145.
“Limited facility”. Section 36a-580.
“Loan broker”. Section 36a-615.
“Loan processor or underwriter”. Section 36a-485.
“Loss”. Section 36a-330.
“Made in this state”. Section 36a-770.
“Main office”. Section 36a-485.
“Managing agent”. Section 36a-365.
“Manufactured home”. Section 36a-457b.
“Member”. Section 36a-435b.
“Member business loan”. Section 36a-458a.
“Member in good standing”. Section 36a-435b.
“Membership share”. Section 36a-435b.
“Mobile branch”. Sections 36a-145 and 36a-435b.
“Monetary value”. Section 36a-596.
“Money transmission”. Section 36a-596.
“Mortgage”. Section 36a-760g.
“Mortgage broker”. Sections 36a-485, 36a-705 and 36a-760.
“Mortgage correspondent lender”. Section 36a-485.
“Mortgage insurance”. Section 36a-725.
“Mortgage lender”. Sections 36a-485, 36a-705 and 36a-725.
“Mortgage loan”. Sections 36a-261, 36a-265, 36a-457b and 36a-736.
“Mortgage loan originator”. Section 36a-485.
“Mortgage rate lock-in”. Section 36a-705.
“Mortgage servicer”. Section 36a-715t.
“Mortgagee”. Sections 36a-671 and 36a-715.
“Mortgagor”. Sections 36a-671 and 36a-715.
“Motor vehicle”. Section 36a-770.
“Multiple common bond membership”. Section 36a-435b.
“Municipality”. Section 36a-800.
“Net outstanding member business loan balance”. Section 36a-458a.
“Net worth”. Sections 36a-441a and 36a-458a.
“Network”. Section 36a-155.
“Nonprime home loan”. Section 36a-760.
“Nonrefundable”. Section 36a-498.
“Nontraditional mortgage product”. Section 36a-489a.
“Note account”. Sections 36a-301 and 36a-456b.
“Office”. Sections 36a-23, 36a-316 and 36a-485.
“Officer”. Section 36a-435b.
“Open-end line of credit”. Section 36a-760.
“Open-end loan”. Section 36a-565.
“Organization”. Section 36a-800.
“Out-of-state holding company”. Section 36a-410.
“Outstanding”. Section 36a-596.
“Passbook savings account”. Section 36a-316.
“Payment instrument”. Section 36a-596.
“Periodic statement”. Section 36a-316.
“Permissible investment”. Section 36a-596.
“Person”. Sections 36a-184 and 36a-485.
“Post”. Section 36a-316.
“Prepaid finance charge”. Section 36a-746a.
“Prime quality”. Section 36a-596.
“Principal amount of the loan”. Section 36a-485.
“Processor”. Section 36a-155.
“Public deposit”. Section 36a-330.
“Purchaser”. Section 36a-596.
“Qualified financial contract”. Section 36a-428n.
“Qualified public depository” and “depository”. Section 36a-330.
“Real estate”. Section 36a-457b.
“Real estate brokerage activity”. Section 36a-485.
“Records”. Section 36a-17.
“Registered mortgage loan originator”. Section 36a-485.
“Related person”. Section 36a-53.
“Relocate”. Sections 36a-145 and 36a-462a.
“Residential mortgage loan”. Section 36a-485.
“Residential property”. Section 36a-671.
“Residential real estate”. Section 36a-485.
“Resulting entity”. Section 36a-34.
“Retail buyer”. Sections 36a-535 and 36a-770.
“Retail credit transaction”. Section 42-100b.
“Retail installment contract”. Sections 36a-535 and 36a-770.
“Retail installment sale”. Sections 36a-535 and 36a-770.
“Retail seller”. Sections 36a-535 and 36a-770.
“Reverse annuity mortgage loan”. Section 36a-265.
“Sales finance company”. Sections 36a-535 and 36a-770.
“Savings department”. Section 36a-285.
“Savings deposit”. Section 36a-316.
“Secondary mortgage loan”. Section 36a-485.
“Security convertible into a voting security”. Section 36a-184.
“Senior management”. Section 36a-435b.
“Servicing”. Section 36a-846.
“Settlement agent”. Section 36a-494.
“Share”. Section 36a-435b.
“Short sale”. Section 36a-671.
“Simulated check”. Section 36a-485.
“Single common bond membership”. Section 36a-435b.
“Special mortgage”. Section 36a-760c.
“Social purpose investment”. Section 36a-277.
“Sponsored”. Section 36a-485.
“Standard mortgage loan”. Section 36a-265.
“Stored value”. Section 36a-596.
“Student education loan”. Section 36a-846.
“Student loan borrower”. Section 36a-846.
“Student loan servicer”. Section 36a-846.
“Table funding agreement”. Section 36a-485.
“Tax and loan account”. Sections 36a-301 and 36a-456b.
“The Savings Bank Life Insurance Company”. Section 36a-285.
“Time account”. Section 36a-316.
“Travelers check”. Section 36a-596.
“Troubled Connecticut credit union”. Section 36a-448a.
“Unique identifier”. Section 36a-485.
“Unsecured loan”. Section 36a-615.
“Value”. Section 36a-603.
“Virtual banking”. Section 36a-170.
“Warehouse agreement”. Section 36a-485.