This part shall apply to all kinds of direct insurance, except:

Ask a legal question, get an answer ASAP!
Click here to chat with a lawyer about your rights.

   (1) Life, annuity, health, or disability insurance;

   (2) Mortgage guaranty, financial guaranty, or other forms of insurance offering protection against investment risks;

   (3) Fidelity or surety bonds, or any other bonding obligations;

   (4) Credit insurance, vendors’ single interest insurance, or collateral protection insurance or any similar insurance protecting the interests of a creditor arising out of a creditor-debtor transaction;

   (5) Warranty, including motor vehicle service, home warranty, or service warranty;

   (6) Ambulance service, health care service, or preneed funeral merchandise or service;

   (7) Optometric service plan, pharmaceutical service plan, or dental service plan;

   (8) Legal expense;

   (9) Health maintenance, prepaid health clinic, or continuing care;

   (10) Ocean marine or wet marine insurance;

   (11) Self-insurance and any kind of self-insurance fund, liability pool, or risk management fund;

   (12) Title insurance;

   (13) Surplus lines;

   (14) Workers’ compensation, including claims under employer liability coverage;

   (15) Any transaction or combination of transactions between a person, including affiliates of such person, and an insurer, including affiliates of such insurer, which involves the transfer of investment or credit risk unaccompanied by the transfer of insurance risk; or

   (16) Any insurance provided by or guaranteed by government.

s. 3, ch. 70-20; s. 1, ch. 77-227; s. 1, ch. 80-26; s. 8