(1) Name of Game. Game Number 1539, “”$5,000,000 CROSSWORD CASH.””

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    (2) Game Number 1539, $5,000,000 CROSSWORD CASH, is a Scratch-Off lottery game (also known as an instant lottery game).
    (3) Price. $5,000,000 CROSSWORD CASH lottery tickets sell for $20.00 per ticket.
    (4) “”$5,000,000 CROSSWORD CASH”” lottery tickets shall have a series of numbers in Machine Readable Code (or bar code) on the back of the ticket, along with a Void If Removed Number under the latex area on the ticket. To be a valid winning $5,000,000 CROSSWORD CASH lottery ticket, the ticket must meet the applicable requirements of Fl. Admin. Code R. 53ER23-20
    (5) The letters that may appear in the “”YOUR LETTERS”” play area are:
    
    (6) The letters that may appear in the “”GAME 1″” or “”GAME 2″” play areas are:
    
    (7) The symbols and symbol captions that may appear in the “”GAME 3″” play area are:        
    
    (8) The prize amounts in the Prize Legend applicable to GAME 1 and GAME 2 are: $20, $30, $50, $100, $200, $500, $1,000, $100,000, $1,000,000, and $5,000,000.
    (9) The GAME 3 prize symbols and prize symbols captions are:
    
    (10) The legend is:
                        
    (11) Determination of Prizewinners.
    (a) There are three (3) games on a ticket: GAME 1, GAME 2, and GAME 3. Each GAME is played separately. GAMES 1 and 2 use the same PRIZE LEGEND.
     (b) GAMES 1 and 2. GAMES 1 and 2 are played separately. Words from one GAME cannot be used in the other GAME. The holder of a ticket whose letters in the “”YOUR LETTERS”” play area match the letters in a GAME to form three (3) or more words in a GAME shall entitle the player to the corresponding prize in the PRIZE LEGEND for the total number of words matched. A “”word”” must contain at least three (3) letters. A “”word”” cannot be formed by linking letters diagonally or by reading the letters from the bottom to top or right to left. Letters combined to form a “”word”” must appear in an unbroken horizontal or vertical string of letters in a GAME that are not interrupted by a blank space and must contain every single letter square between two (2) blank spaces or an edge and a blank space. Every letter in the unbroken string must be revealed in “”YOUR LETTERS”” and must be included to form a “”word.”” The possible completed words are shown in each GAME. Each possible complete word consists of three (3) or more letters and occupies an entire word space. All the letters in a possible complete word must be matched in order to complete the word.
    (c) GAME 3. A ticket having a play symbol and symbol caption in GAME 3 shall entitle the player to the prize shown.
    (d) Only the highest prize won is paid in each GAME. A player may win in all three GAMES.
    (12) $1,000,000 Prize; Payment Options.
    (a) A prizewinner of a $1,000,000 prize may choose one of two payment options for receiving his or her prize. Payment options are Cash Option or Annual Payment. At the time the $1,000,000 prize is claimed, the terminal will produce a player claim instructions ticket. The prizewinner has sixty (60) days from the date the player claim instructions ticket is produced to file a claim choosing the Cash Option. If a prizewinner does not choose the Cash Option within the sixty (60) day timeframe, the Annual Payment option will be applied. Once the prizewinner files a claim and exercises the winner’s chosen option, the election of that option shall be final. The Annual Payment method of payment will also be final when it is applied due to a $1,000,000 prize winner not making his or her payment election within sixty (60) days after the player claim instructions ticket is produced.
    (b) Cash Option prizes will be paid in a single cash payment. A winner of a $1,000,000 prize who elects the Cash Option shall receive a single cash payment of $652,665.60, less applicable federal income tax withholding.
    (c) Annual Payment prizes will be paid in twenty-five (25) equal annual installments. A prizewinner of a $1,000,000 prize who elects the Annual Payment option, or has it applied, shall receive annual installments of $40,000 per year, less applicable federal tax withholding.
    (13) $5,000,000 Prize; Payment Options.
    (a) A prizewinner of a $5,000,000 prize may choose one of two payment options for receiving his or her prize. Payment options are Cash Option or Annual Payment. At the time the $5,000,000 prize is claimed, the terminal will produce a player claim instructions ticket. The prizewinner has sixty (60) days from the date the player claim instructions ticket is produced to file a claim choosing the Cash Option. If a prizewinner does not choose the Cash Option within the sixty (60) day timeframe, the Annual Payment option will be applied. Once the prizewinner files a claim and exercises the winner’s chosen option, the election of that option shall be final. The Annual Payment method of payment will also be final when it is applied due to a $5,000,000 prize winner not making his or her payment election within sixty (60) days after the player claim instructions ticket is produced.
    (b) Cash Option prizes will be paid in a single cash payment. A winner of a $5,000,000 prize who elects the Cash Option shall receive a single cash payment of $3,262,138.00, less applicable federal income tax withholding.
    (c) Annual Payment prizes will be paid in twenty-five (25) equal annual installments. A prizewinner of a $5,000,000 prize who elects the Annual Payment option, or has it applied, shall receive annual installments of $200,000 per year, less applicable federal tax withholding.
    (14) The estimated odds of winning, value and number of prizes in Game Number 1539 are as follows:
    CROSSWORD GAME PLAY (GAMES 1 and 2)
    GAME 3
    WIN
    ODDS OF 1 IN
    NUMBER OF WINNERS IN 133.74 POOLS OF 120,000 TICKETS PER POOL
    GAME #1: 3 WORDS
    
    $20
    15.00
    1,069,650
    GAME #2: 3 WORDS
    
    $20
    15.00
    1,069,767
    
    $20
    $20
    30.01
    534,825
    GAME #1: 4 WORDS
    
    $30
    29.99
    535,037
    GAME #2: 4 WORDS
    
    $30
    30.00
    534,978
    GAME #1: 3 WORDS + GAME #2: 3 WORDS
    
    $40
    150.01
    106,980
    GAME #1: 3 WORDS
    $20
    $40
    74.97
    214,069
    GAME #2: 3 WORDS
    $20
    $40
    74.99
    214,010
    GAME #1: 3 WORDS + GAME #2: 4 WORDS
    
    $50
    74.97
    214,069
    GAME #1: 4 WORDS + GAME #2: 3 WORDS
    
    $50
    150.01
    106,980
    GAME #1: 5 WORDS
    
    $50
    149.99
    106,994
    GAME #2: 5 WORDS
    
    $50
    150.13
    106,899
    GAME #1: 5 WORDS + GAME #2: 5 WORDS
    
    $100
    266.93
    60,121
    GAME #2: 5 WORDS
    $50
    $100
    266.49
    60,221
    GAME #1: 5 WORDS
    $20 + $30
    $100
    266.95
    60,116
    GAME #1: 4 WORDS
    ($20 x 2) + $30
    $100
    300.32
    53,437
    GAME #2: 4 WORDS
    $20 + $50
    $100
    299.92
    53,509
    GAME #1: 5 WORDS
    $50
    $100
    299.56
    53,573
    
    $20 x 5
    $100
    171.30
    93,687
    
    $100
    $100
    171.36
    93,651
    GAME #1: 6 WORDS
    
    $100
    400.81
    40,040
    GAME #2: 6 WORDS
    
    $100
    400.68
    40,053
    GAME #1: 5 WORDS
    $20 x 5
    $150
    1,144.83
    14,018
    GAME #2: 6 WORDS
    $20 + $30
    $150
    2,007.04
    7,996
    GAME #1: 6 WORDS
    $50
    $150
    1,995.06
    8,044
    GAME #2: 6 WORDS
    $50
    $150
    1,999.04
    8,028
    GAME #1: 5 WORDS + GAME #2: 6 WORDS
    
    $150
    2,001.53
    8,018
    GAME #1: 6 WORDS + GAME #2: 5 WORDS
    
    $150
    2,011.31
    7,979
    GAME #1: 6 WORDS + GAME #2: 6 WORDS
    
    $200
    6,012.84
    2,669
    GAME #1: 6 WORDS
    $100
    $200
    5,994.87
    2,677
    GAME #2: 6 WORDS
    $50 x 2
    $200
    5,963.68
    2,691
    GAME #1: 5 WORDS + GAME #2: 6 WORDS
    $50
    $200
    2,402.79
    6,679
    GAME #1: 6 WORDS + GAME #2: 5 WORDS
    $50
    $200
    5,981.46
    2,683
    GAME #1: 5 WORDS + GAME #2: 5 WORDS
    $100
    $200
    6,030.91
    2,661
    
    $100 x 2
    $200
    1,998.04
    8,032
    
    $200
    $200
    1,999.53
    8,026
    GAME #1: 7 WORDS
    
    $200
    12,250.58
    1,310
    GAME #2: 7 WORDS
    
    $200
    12,021.17
    1,335
    GAME #1: 7 WORDS
    $50
    $250
    11,994.22
    1,338
    GAME #2: 7 WORDS
    $50
    $250
    12,003.19
    1,337
    GAME #1: 5 WORDS
    $100 x 2
    $250
    11,949.56
    1,343
    GAME #2: 6 WORDS
    $50 + $100
    $250
    11,940.67
    1,344
    GAME #1: 5 WORDS + GAME #2: 6 WORDS
    $50 x 2
    $250
    11,852.48
    1,354
    GAME #1: 5 WORDS + GAME #2: 7 WORDS
    
    $250
    12,012.17
    1,336
    GAME #1: 7 WORDS + GAME #2: 5 WORDS
    
    $250
    11,976.31
    1,340
    GAME #1: 6 WORDS + GAME #2: 6 WORDS
    $50
    $250
    11,949.56
    1,343
    GAME #1: 6 WORDS + GAME #2: 7 WORDS
    ($50 x 2) + $100
    $500
    29,829.48
    538
    GAME #1: 7 WORDS + GAME #2: 6 WORDS
    $100 x 2
    $500
    30,052.92
    534
    GAME #1: 7 WORDS + GAME #2: 7 WORDS
    $100
    $500
    29,996.75
    535
    GAME #1: 6 WORDS
    ($50 x 4) + ($100 x 2)
    $500
    23,635.14
    679
    GAME #2: 6 WORDS
    $200 x 2
    $500
    12,012.17
    1,336
    
    $500
    $500
    29,231.80
    549
    GAME #1: 8 WORDS
    
    $500
    40,423.83
    397
    GAME #2: 8 WORDS
    
    $500
    39,821.99
    403
    GAME #1: 8 WORDS + GAME #2: 8 WORDS
    
    $1,000
    14,956.44
    1,073
    GAME #1: 8 WORDS
    $500
    $1,000
    14,914.74
    1,076
    GAME #1: 8 WORDS + GAME #2: 6 WORDS
    $200 x 2
    $1,000
    14,956.44
    1,073
    
    ($100 x 5) + $500
    $1,000
    19,886.32
    807
    
    $1,000
    $1,000
    20,085.43
    799
    GAME #1: 9 WORDS
    
    $1,000
    20,135.83
    797
    GAME #2: 9 WORDS
    
    $1,000
    19,861.71
    808
    GAME #1: 10 WORDS
    
    $100,000
    2,674,710.00
    6
    GAME #2: 10 WORDS
    
    $100,000
    2,674,710.00
    6
    GAME #1: 11 WORDS
    
    $1,000,000*
    2,674,710.00
    6
    GAME #2: 11 WORDS
    
    $1,000,000*
    2,674,710.00
    6
    GAME #1: 12 WORDS
    
    $5,000,000*
    8,024,130.00
    2
    GAME #2: 12 WORDS
    
    $5,000,000*
    8,024,130.00
    2
    *Prize amount if the annual payment option is chosen or has it applied. If the single cash payment option is chosen, the amount paid is in accordance with subsections (12) and (13), above, respectively.
    (15) The estimated overall odds of winning some prize in Game Number 1539 are 1 in 2.90. Prizes, including the top prizes, are subject to availability at the time of ticket purchase. Prizes may be unavailable due to prior sale or other causes occurring in the normal course of business including, but not limited to, ticket damage, defect, theft, or loss.
    (16) For reorders of Game Number 1539, the estimated odds of winning, value, and number of prizes shall be proportionate to the number of tickets reordered.
    (17) Payment of prizes for $5,000,000 CROSSWORD CASH lottery tickets shall be made in accordance with the rule of the Florida Lottery governing payment of prizes. A copy of the current rule can be obtained from the Florida Lottery, Office of the General Counsel, 250 Marriott Drive, Tallahassee, Florida 32399-4011.
Rulemaking Authority 24.105(9)(a), (b), (c), 24.109(1), 24.115(1) FS. Law Implemented 24.105(9)(a), (b), (c), 24.115(1) FS. History-New 8-7-23.
    
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