(1) All contracts of insurance shall be written in accordance with the forms, rates and rules, filed with this Office by the insurer writing said contracts.
    (2) No contractual agreement or plan shall be used which permits the collection of any application or policy writing fee, in addition to the premium, unless legally approved.
Rulemaking Authority 624.308 FS. Law Implemented 624.307(1), 624.410, 627.411, 627.412, 627.413, 627.414 FS. History-Repromulgated 12-24-74, Formerly 4-4.12, 4-4.012, Amended 1-27-92, Formerly 4-184.013.