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Terms Used In 12 Guam Code Ann. § 50307

  • Interest rate: The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. Interest is paid on loans or on debt instruments, such as notes or bonds, either at regular intervals or as part of a lump sum payment when the issue matures. Source: OCC
Applicants who are owners of mid-size businesses shall be eligible for a loan of up to One Hundred Thousand Dollars ($100,000) from the Guam Economic Development Authority. The loan shall have the following limitations:

(a) the loan shall be used to subsidize general operating expenses, including, but not limited to, the payment of rent, employee salaries and benefits, supplies, utilities and other necessary expenses for implementation of business recovery plan, such as relocation expenses and diversification of products and services;

(b) the loan shall be payable in a period not to exceed ten (10) years;

(c) the interest rate on the loan shall be based on the U.S. Treasury Index Rate plus up to four percent (4%);

(d) interest only payments shall be allowed for the duration of the construction period and six (6) months after the completion of the project; and
(e) the loan is non-renewable.