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Terms Used In 13 Guam Code Ann. § 3411

  • Obligation: An order placed, contract awarded, service received, or similar transaction during a given period that will require payments during the same or a future period.
) Certification of a check is acceptance. Where a holder procures certification the drawer and all prior indorsers are discharged.

(2) Unless otherwise agreed a bank has no obligation to certify a check.
(3) A bank may certify a check before returning it for lack of proper indorsement. If it does so the drawer is discharged.