) With respect to a sale other than a consumer credit sale, the parties may contract for the payment by the buyer of a credit service charge not in excess of that permitted by this Section if: (a) the credit is granted by a seller who regularly engages in credit transactions as a seller;
(b) the amount financed is Twenty-Five Thousand Dollars
($25,000.00), or less; and
(c) the buyer is either (i) a person other than an organization or (ii) an organization if the debt is secured primarily by a security interest in a one (1) or two (2) family dwelling occupied by a person related to the organization.

(2) With respect to a sale other than one pursuant to a revolving charge account, the parties may contract for the payment by the buyer of an amount comprising the amount financed and a credit service charge not in excess of twenty-four percent (24%) per year calculated on the unpaid balances of the amount financed according to the United States rule.
(3) With respect to a sale pursuant to a revolving charge account the parties may contract for the payment of a credit service charge not in

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CH. 2 CREDIT SALES

excess of that permitted by § 2207.
(4) The amount of Twenty-Five Thousand Dollars ($25,000.00) in Subsection (1) is subject to change pursuant to the provisions on adjust- ment of dollar amounts (§ 1106). [Subsection (2) amended by P.L. 16-
32.]